Terms and Conditions
These Terms and Conditions ("Terms") govern your access to and use of the Zippy Alphabet website and services. By accessing or using our website, you agree to be bound by these Terms. If you do not agree, please do not use this site.
Last updated: this is a general draft and should be reviewed and adapted before publication.
1. Acceptance of Terms
By accessing, browsing, or using the Zippy Alphabet website ("Site"), you confirm that you have read, understood, and agree to be bound by these Terms, along with our Privacy Policy. These Terms apply to all visitors, users, and others who access the Site.
2. Who We Are
Zippy Alphabet provides AI-driven data analysis and informational content related to predictive risk management for investors. Nothing on this Site constitutes financial, investment, legal, or tax advice, and no content should be relied upon as such. Any decisions made based on information found on this Site are made at your own discretion and risk.
3. Eligibility
You must be at least 18 years of age, or the age of legal majority in your jurisdiction, to use this Site. By using the Site, you represent and warrant that you meet this requirement and that you have the legal capacity to enter into these Terms.
4. Use of the Site
You agree to use the Site only for lawful purposes and in a manner that does not infringe the rights of, restrict, or inhibit anyone else's use of the Site. Prohibited behaviour includes, without limitation: attempting to gain unauthorised access to any part of the Site, introducing malicious code, scraping or harvesting data without permission, and using the Site in any way that could damage, disable, or impair its operation.
5. No Financial Advice
All content, tools, analysis, and materials provided through Zippy Alphabet are for general informational purposes only. They do not constitute, and should not be interpreted as, financial, investment, legal, or professional advice of any kind. You should seek independent, qualified professional advice before making any investment or financial decision.
6. Intellectual Property
Unless otherwise stated, Zippy Alphabet and/or its licensors own the intellectual property rights for all material on this Site, including text, graphics, logos, and design elements. These works are protected by applicable copyright and trademark laws. You may view and print pages for personal, non-commercial use only, subject to restrictions set out in these Terms.
7. Third-Party Links
The Site may contain links to third-party websites or services that are not owned or controlled by Zippy Alphabet. We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party websites or services. Inclusion of any link does not imply endorsement.
8. Disclaimer of Warranties
The Site and its content are provided on an "as is" and "as available" basis without warranties of any kind, whether express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, non-infringement, or that the Site will be uninterrupted, secure, or error-free.
9. Limitation of Liability
To the fullest extent permitted by applicable law, Zippy Alphabet, its affiliates, officers, employees, and agents shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits, data, or goodwill, arising from or related to your use of, or inability to use, the Site, even if advised of the possibility of such damages.
10. Indemnification
You agree to indemnify and hold harmless Zippy Alphabet and its affiliates, officers, employees, and agents from and against any claims, liabilities, damages, losses, and expenses, including reasonable legal fees, arising out of or in any way connected with your access to or use of the Site or your violation of these Terms.
11. Changes to These Terms
We may revise these Terms at any time without prior notice. Any changes will be effective immediately upon posting to the Site. Your continued use of the Site following any changes constitutes your acceptance of the revised Terms. We encourage you to review this page periodically.
12. Termination
We reserve the right, at our sole discretion, to restrict, suspend, or terminate your access to all or part of the Site, without notice, for any reason, including a breach of these Terms.
13. Governing Law
These Terms shall be governed by and construed in accordance with the laws applicable in the jurisdiction in which Zippy Alphabet operates, without regard to conflict of law principles. This section is provided as a general placeholder and should be reviewed to reflect the applicable jurisdiction.
14. Severability
If any provision of these Terms is found to be invalid or unenforceable, that provision shall be limited or eliminated to the minimum extent necessary, and the remaining provisions shall remain in full force and effect.
15. Contact
If you have any questions about these Terms, please get in touch via the contact details provided on our Contact page.